Finance That Moves
You Forward
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal.
11+
years
5000+
Customers
Dial
*447*1#
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Our Services
Savings Account
This package is designed to enable client build enough saving for future occurrences. Interest is earned on saving deposit beyond GHS 100. We provide flexible withdrawal avenue and customer get their statement of accounts on monthly basis or upon request. One can start saving with a minimum of GHS 5.00.
Susu Account
Daily savings with the option of having money collected from client's premises or making payments in branch. Client decides daily contribution of a fixed amount. Savings with the opportunity of taking a loan facility to the tune of 3 times the amount saved after three months.
Fixed Deposit
This investment package is designed to enable save with the company for competitive interest returns. The investment period ranges from 3 months, 6 months and 12 months. The principal investment amount is restricted during the investment period.
Personal Loan
This loan package is designed for salary workers. The amount granted depends on the debt servicing ratio of the customer. The DSR should not exceed 40% and the loan tenor is maximum of 24 months.. Employer undertaking is also required to ensure that deduction is made at source and paid to the institution in due time.
Clearing Loan
This loan package is designed for SMEs who regularly import and require facility to support their clearing charges. The loan tenor is 3 months maximum. The facility is granted to clients with active accounts with the institution. Acceptable collateral etc.includes imported item, Guarantor, Credit Insurance, Post-dated cheques.
Commercial Loan
This loans package designed for Small and Medium Scale Enterprises (SMEs) who require working capital or fixed assets for their businesses. This is offered to client with active account operated for at least 3 months. The repayment tenor for the working capital loan is 12 months. Acceptable Collateral includes Vehicle, Guarantor, Insurance, Lien on savings and compulsory deposits, Post-dated cheques.
Our Core Values
Growth
We embrace continuous improvement evolving with every challenge and opportunity
Loyalty
Our commitment to lasting relationships drives every decision we make.
Objective
We lead with clarity and fairness, guided by facts over bias.
Beneficial
Every action we take is designed to create meaningful, positive impact.
Integrity
We do what's right — consistently transparently, and with purpose.
Nobility
We hold ourselves to a higher standard, honoring our mission with dignity and respect.
I've used Globaiin MicroFinance Limited for years! They are consistent and that's important to me. I own a small business and really appreciate the personal interest the team have taken in my success. Thanks so much!
Years of Operations
14+
Happy Customers
5000+
Transactions Per Day
120+